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	<title>Comments on: High Vet Bills? They&#8217;ve Got Ya Covered (Veterinary Health Insurance)</title>
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		<title>By: kari</title>
		<link>https://www.karikells.com/Petsitter/2013/high-vet-bills-theyve-got-ya-covered-veterinary-health-insurance/#comment-2857</link>
		<dc:creator><![CDATA[kari]]></dc:creator>
		<pubDate>Thu, 29 Aug 2013 03:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.karikells.com/Petsitter/?p=585#comment-2857</guid>
		<description><![CDATA[Yes, that&#039;s very helpful, &lt;a href=&quot;http://www.westolypet.com/&quot; rel=&quot;nofollow&quot;&gt;Bridget&lt;/a&gt;. It&#039;s sorta like a PetSmart/Mars Co HMO for pets. It does sound like the plan pays for itself if ya do the recommended annual maintenance exams. Very good to know. Here&#039;s a link for anyone who&#039;s interested. &lt;a href=&quot;https://www.banfield.com/pet-healthcare/pet-wellness-plans&quot; rel=&quot;nofollow&quot;&gt;http://www.banfield.com/Optimum-Wellness-Plans&lt;/a&gt;]]></description>
		<content:encoded><![CDATA[<p>Yes, that&#8217;s very helpful, <a href="http://www.westolypet.com/" rel="nofollow">Bridget</a>. It&#8217;s sorta like a PetSmart/Mars Co HMO for pets. It does sound like the plan pays for itself if ya do the recommended annual maintenance exams. Very good to know. Here&#8217;s a link for anyone who&#8217;s interested. <a href="https://www.banfield.com/pet-healthcare/pet-wellness-plans" rel="nofollow">http://www.banfield.com/Optimum-Wellness-Plans</a></p>
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		<title>By: Bridget Korman</title>
		<link>https://www.karikells.com/Petsitter/2013/high-vet-bills-theyve-got-ya-covered-veterinary-health-insurance/#comment-2847</link>
		<dc:creator><![CDATA[Bridget Korman]]></dc:creator>
		<pubDate>Mon, 26 Aug 2013 23:05:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.karikells.com/Petsitter/?p=585#comment-2847</guid>
		<description><![CDATA[Great article, Kari!  I have often wondered about vet health insurance, but each time after researching, would determine that it is better to fund a savings account each month that is dedicated to pet health.  I really like the idea of it, but it seems like there are so many exclusions and &quot;tricks&quot; that the insurance companies employ (much like our own human insurance!).  

We just recently signed up for a Wellness Plan at Banfield Vet Hospital.  It costs about $35 a month per dog (cats are about $26) for the plan that we are on and includes 2 comprehensive exams per year, all vaccinations (including leptospirosis, lyme, and bordetella along with all the usuals), deworming, some diagnostic testing and unlimited office visits.  The &quot;Active Prevention&quot; plan which we are on also includes dental cleaning with full pre-anesthetic blood work.  You also receive 15% off of other services which are not included.  It&#039;s a pretty good value considering a dental cleaning can easily cost over $500 - and that&#039;s without any extractions or other problems.  I feel like it also encourages pet owners to be pro-active and not let a possible problem fester since office visits are always free.  

We&#039;ll see how it goes - we have been on the plan for less than a month, so I can&#039;t report on the actual reality of it :)

Hope this is helpful information for the forum.]]></description>
		<content:encoded><![CDATA[<p>Great article, Kari!  I have often wondered about vet health insurance, but each time after researching, would determine that it is better to fund a savings account each month that is dedicated to pet health.  I really like the idea of it, but it seems like there are so many exclusions and &#8220;tricks&#8221; that the insurance companies employ (much like our own human insurance!).  </p>
<p>We just recently signed up for a Wellness Plan at Banfield Vet Hospital.  It costs about $35 a month per dog (cats are about $26) for the plan that we are on and includes 2 comprehensive exams per year, all vaccinations (including leptospirosis, lyme, and bordetella along with all the usuals), deworming, some diagnostic testing and unlimited office visits.  The &#8220;Active Prevention&#8221; plan which we are on also includes dental cleaning with full pre-anesthetic blood work.  You also receive 15% off of other services which are not included.  It&#8217;s a pretty good value considering a dental cleaning can easily cost over $500 &#8211; and that&#8217;s without any extractions or other problems.  I feel like it also encourages pet owners to be pro-active and not let a possible problem fester since office visits are always free.  </p>
<p>We&#8217;ll see how it goes &#8211; we have been on the plan for less than a month, so I can&#8217;t report on the actual reality of it :)</p>
<p>Hope this is helpful information for the forum.</p>
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