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Kari's Pledge of Professional Conduct Testimonials about Kari's work |
What is pet sitter insurance and bonding?Did you know that you would ultimately be held responsible if your pets injure someone while they are in the care of a non-insured pet sitter? Hiring someone who does not carry pet sitter insurance leaves you without legal recourse if your property is damaged, your pet is injured, or another person or pet is injured. Pet sitter insurance protects you in each of these situations. Pet sitter Insurance provides protection for clients’ homes and pets and covers expenses if a sitter has an accident that results in damage to client property or injury to pets. Insurance also covers other negligence claims like fire damage or pets causing injuries to others. Bonding covers acts of theft. It is different from insurance because it requires that a sitter is convicted of the crime before the bonding company makes payment to the client. When the sitter is convicted, the bonding company reimburses the pet-owner for the loss and then seeks reimbursement from the pet sitter. This process often takes many years. Many pet sitters, myself included, choose to carry a separate theft insurance policy instead of procuring a bond. Why? Theft insurance coverage does not require convictions and usually includes coverage for mysterious disappearance of property as well as accidental breakage or damage to items in clients’ homes. I carry pet sitter insurance through Pet Sitters Associates, LLC. (Feel free to ask me to provide proof of coverage.) I have never filed a claim against my pet sitter insurance policies. I take my responsibility very seriously and operate my business with integrity and professionalism while at the same time enjoying my time with your pets. Read more about pet sitting insurance and bonding at Answers.com.
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